• Light of Life Veterinary Clinic
    Light of Life Veterinary Clinic
    Tel: 6243 3282
    Address:
    Blk 740 Bedok Reservoir Road #01-3165 Singapore 470740
    Opening Hours:
    Mon, Wed, Thu, Fri, Sat: 12pm-5pm, 8pm-11pm
  • Animal Practice Veterinary Clinic & Surgery
    Animal Practice Veterinary Clinic & Surgery
    Tel: 6288 3929 (24 Hours)
    Address:
    1015 Upper Serangoon Road #01-00 Singapore 534753
    Opening Hours:
    Daily 9am-12pm, 2pm-5pm, 6pm- 8pm (Closed on Public Holidays)
  • The Animal Clinic
    The Animal Clinic
    Tel: 6776 3450 / 6777 0273
    Address:
    Block 109 Clementi Street 11 #01-31 Singapore 120109
    Opening Hours:
    Mon-Fri: 9.30am-12noon, 2pm-5pm, 6pm-8.30pm
    Sat: 9.30am-1pm, 2pm-5pm, 6pm-8.30pm
    Sun: 12noon to 4:30pm
  • Toa Payoh Vets
    The Animal Clinic
    Tel: 6254 3326
    Emergency: 9668 6469
    Address:
    Block 1002, Toa Payoh Lorong 8 #01-1477 Singapore 319074
    Opening Hours:
    Mon-Fri: 9am - 8pm
    Sat, Sun, Public Holidays: 9am-5pm
  • Singapore Pet Cremation
    Singapore Pet Cremation
    Tel: 9665 1038
    Website:
    www.singaporepetcremation.com
    Opening Hours:
    24 hours

My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore

My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore


My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore

As pawrents, giving the best care to your fur-kids is a priority. Apart from taking care of everyday needs, you'll need to keep long-term care in mind. While your pet may be in the pink of health at the moment, there's no guarantee that it will remain so throughout its life, especially as it ages.

While dwelling on the possibility of a sick and/or injured pet is not something any pet owner wants to do, it’s always better to be safe than sorry. Whether its the flu, hereditary illness or severe injuries, anything can happen to your furry one.

Fortunately, with the dawn of pet insurance, providing your pet with the best care may not be as intimidating or expensive as it seems. Similar to human insurance policies, pet insurance will ease the financial responsibilities that come along with visits to vets in Singapore, surgeries and medications.

If you've yet to sign your fur-kid up for an insurance policy, here are the 4 pet insurances available in Singapore to consider!

My Paw Pal, CIMB Bank Singapore (Underwritten by Sompo Insurance Singapore)

My Paw Pal is the latest kid on the block and holds the title of being the only pet insurance in Singapore that originates from a bank. Together with Sompo Insurance Singapore, CIMB's My Paw Pal covers both domestic dogs and cats at an annual premium starting from $74.90.

My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore

Plans under My Paw Pal includes a Basic Plan and two Optional Covers, allowing pet owners to pick a combination suited for the pets. The Basic Plan covers accidental death, medical expenses due to accidents, cremation or burial due to accidents as well as third-party liabilities. The Optional Covers, on the other hand, covers loss of dog due to theft, medical fees as well as cremation or burial expenses due to illness.

To apply for My Paw Plan, the pet has to fall under the list of approved breeds, aged between 12 weeks to 7 years as well as microchipped and registered with AVA.

PetCare, Liberty Insurance My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore Source: libertyinsurance

The first pet insurance provider on the island, PetCare insurance covers the three major categories including liability, medical and accidents. Some of the noteworthy benefits that pet owners should take note of are, a cover of up to 70% of vet bills from illness and accidents of up to $10,000 a year, third party liabilities as well as loss due to theft or accidental death.

PetCare offers owners a choice from 3 packages, Standard Plan, Enhanced Plan and Superior Plan at an annual premium of $350, $450 and $750, respectively. If you're looking to sign for any of PetCare's policies, your pet has to be micro-chipped and aged between 8 weeks to 9 years old.

Happy Tails, AON Singapore (Underwritten by MSIG Singapore) My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore Source: aonhappytails

Apart from the usual coverage, Happy Tails' includes specified hereditary and congenital conditions, as well as cancer treatments. Similar to PetCare, Happy Tails offers pawrents three insurance plans. Fur, Furry and Furball, at an annual premium of $3,500, $7,500 and $12,500, respectively.

My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore Source: aonhappytails

The annual premium for felines, however, is capped at $5,000. While the steep prices may be alarming, do remember that these policies cover the necessary areas of your pet's life and prepare for the critical ones as well.

Paw Safe, AIA My Paw Pal, PetCare & More: A Guide to Purchasing Pet Insurance in Singapore Source: aia

Policies from Paw Safe begin with a monthly premium from as low as $6.63*. However, it only covers two of the three major categories: accidents and liabilities. Therefore, do note that you will not be reimbursed for your medical expenses.

Unfortunately, Paw Safe is only applicable to canines that are aged between three months to seven years old and fall under the accepted breed group. But unlike the other pet insurance requirements, Paw Safe does not require the canine to be microchipped.

While pet insurance options in Singapore is limited, it's crucial that you do your homework. Understand what's required of you, the policy entitlements, benefits it brings to your fur-kid and most importantly, the fine print before committing to and investing in any plan.

*annual premium for microchipped dogs

latest issue

clubpets Issue 70 | Longest Running Pet Magazine In Singapore
Issue No.:
70
Date:
December 2018 - June 2019

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